how much money do you need to make to buy a home in Cleveland? Take a guess!!!

Purchasing a home in Cleveland and Cincinnati can be done on a lower salary than in San Diego, Baltimore and Denver, according to an analysis done by

In Cleveland,a homebuyer would have to make a little more than $19,000 in order to afford the interest payment and principal payment for a median-priced home.

In San Francisco, it would cost $115,500, almost six times that amount.

The mortgage and housing market blog used the National Association of Realtors’ fourth-quarter median home price data, combined with’s fourth-quarter average interest rate for 30-year, fixed-rate mortgages to determine the list. Click here to see the whole list.

Along with Cleveland, buying a house in Cincinnati, St. Louis, Atlanta and Tampa requires making the least amount of money of all of the cities on the list.

Rounding out the top 25 with San Francisco and requiring the highest salaries to buy a house are San Diego, Los Angeles, New York City and Boston.

Below is a list of the top 25 metropolitan areas ranked in order of the salary needed while living in those cities to afford a median-priced home.

1.     Cleveland: $19,435.17
2.     Cincinnati: $22,226.95
3.     St. Louis: $22,397.54
4.     Atlanta: $24,390.94
5.     Tampa: $24,650.88
6.     Orlando: $28,298.47
7.     San Antonio: $29,305.47
8.     Dallas: $29,751.24
9.     Houston: $31,298.99
10.   Chicago: $32,388.90
11.   Phoenix: $32,811.94
12.   Minneapolis: $33,800.09
13.   Philadelphia: $36,836.47
14.   Baltimore: $41,155.40
15.   Sacramento: $42,832.20
16.   Miami: $43,918.66
17.   Portland, Ore.: $45,872.78
18.   Denver: $48,122.72
19.   Seattle: $59,129.86
20.   Washington, D.C.: $62,809.63
21.   Boston: $63,673.13
22.   New York City: $66,167.27
23.   Los Angeles: $72,126.90
24.   San Diego: $81,570.40
25.   San Francisco: $115,510.06

Rebecca Novak

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